Bad Credit Loans New York, NY ($100 - $35,000)

How to Get a Loan with Bad Credit in New York, NY?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in New York, NY, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in New York, New York.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in New York, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.