Bad Credit Loans ($100 - $35,000)

Find Bad Credit Loans for All Situations

When a financial emergency strikes, it can be a particularly stressful experience, especially if you have bad credit.

Fortunately, no matter what your situation, we can help you find a loan that suits you.

Whether you just need to buffer your budget or make a large life-changing purchase, use our form today and you could have cash tomorrow!

Bad Credit Loans Between $100 and $35,000

Whether you need a payday loan to tide you over until you next get paid, an installment loan to give you a bit more breathing room, or a large personal loan to repay over the long term – our single web form can tap you into a network of over 100 direct lenders who will fairly assess your application regardless of whether you have a poor credit score.

All loans are unsecured, so do not require you to pledge items of value should you fail to make repayments.

The exact terms you might be offered will depend on the amount you request to borrow, your personal financial situation, and the individual lender’s assessment, but small payday loans are typically repaid in full within 30 days, while personal loans can be spread out over as much as 6 years.

All you have to do is select an amount, provide your basic personal details, and we’ll attempt to connect you with a lender in a few short minutes.

If connected, you will be redirected to the lender’s own page where you can complete the application online, attaching any financial documents if requested.

If the lender approves you, the cash could be in your designated bank account in as fast as one business day. How’s that when you need money in an emergency?

How Do I Get a Loan with Bad Credit?

If you have a low credit rating the steps to obtain a loan online are the same. The good news is unlike banks the smaller lenders in our network will not automatically reject your application because your credit report shows you’ve struggled in the past.

Instead, they will look at the whole picture, including your current employment situation, level of income, and other information provided on your application.

While never guaranteed, those with bad credit are routinely connected and approved by lenders in our network, and you stand a much better chance with an online loan than going to your local bank or large storefront lender.

What’s more, because we use one easy form to reach multiple lenders you don’t have to waste time applying one after another, risking multiple searches on your credit report and increasing your stress in an already tough time.

There’s no waiting in line, completing physical paper forms, or waiting days to know the outcome.

You’ll know on screen the same day (often in minutes) if you have been approved and all you have to do is read the agreement and digitally sign it before the lender begins the financial transaction.

To make sure the process does smoothly you’re asked to give your bank account details during the application. This is where the loan will be deposited and the repayments taken, as per the agreed schedule.

We also advise that you apply during the working week, as early as possible, because transfers won’t process over the weekend or bank holidays.

Most people will be able to complete the entire process online using any device with a web browser. However, to avoid delays you must complete the forms fully and provide accurate and verifiable information.

If the details cannot be verified or a credit check is at odds with the info you’ve submitted, you risk rejection or a longer process.

How Much Does It Cost?

Since we are not the lender ourselves, we cannot tell you how much you will be charged in interest and fees, though by law these will be disclosed to you before you sign the agreement.

What we can say is all lenders follow federal and state law and offer competitive rates. There will never be any hidden fees and your personal info is never passed on or sold to third parties.

Need to Borrow Cash Quickly But Have Bad Credit?

Get started with our form and you could be connected with a suitable lender in a matter of minutes!